CALL 818-883-6969 NOW FOR 3 FREE VERIFIED QUESTIONS FOR ADJUSTER LICENSE TESTING!
California Insurance Adjuster and Public Insurance Adjuster
2015 License Examination Tests
consultation, licensing test information, research,
study material choices, sample forms, and much more!
Our various (but affordable!) packages for
our copyrighted 2015 California
Insurance Adjuster and Public Insurance Adjuster
Study Preparation Material and Business Help
'California Insurance Adjuster Prep Packages'
is well-known and used by applicants CA statewide!
Updated for
!
Failed the test? Don't give up: let us help!
Take a few minutes to read the secret details listed below
Click here to request a few
sample license test study questions,
IF you are planning to take the exam
(BE SURE to include your NAME, city, and PHONE NUMBER)
or just call 818-883-6969 instead!
Call 818-883-6969 for a VALUABLE 10-minute informative licensing discussion!
Call 818-883-6969 for a VALUABLE 10-minute informative licensing discussion!
Which of these two are you?
1. Insurance Adjuster: Section 14021 of the California Insurance Code reads, in part:
An insurance adjuster is a person other than a private investigator who, for any consideration whatsoever,
engages in the business of making an investigation for the purpose of obtaining information in the course of adjusting or participating
in the
disposal of any claim in connection with a policy of insurance or engages in soliciting insurance adjustment business.
2. Public Insurance Adjuster: Section 15007 of the California Insurance Code (CIC) reads, in part:
A Public Insurance Adjuster is a person who, for compensation, acts on behalf of or aids in any manner,
an insured in negotiating for or effecting the settlement of a claim or claims for loss or damage
under any policy of insurance covering real or personal property or any person who advertises,
solicits business, or holds himself or herself out to the public as an adjuster of those claims and
any person who, for compensation, investigates, for those losses on behalf of any public insurance adjuster.
Again, which of these two are you?
1. CALIFORNIA INSURANCE ADJUSTER LICENSE REQUIREMENTS:
1. CALIFORNIA INSURANCE ADJUSTER LICENSE REQUIREMENTS:
- Qualifications: The person in charge of the business (owner, partner, officer, or an employed manager) must meet the following requirements:
- Minimum Age: 18 years
Examination: The person in charge of the business (qualified manager) must pass a written examination administered by the Department.
- Residency: Pursuant to Section 14029(a) of the California Insurance Code, the business of each licensee must
be operated under the active direction, control, charge, or management of the licensee, if the licensee is qualified,
or the person who has qualified to act as the licensee's manager, if the licensee is not qualified.
Although the qualified manager is not required to be a resident of California,
they must meet the oversight requirements pursuant to section 14029(a) stated above.
- Entity Types: Individual and Business Entity.
- Prelicensing Experience/Education: Must have two years certified experience in insurance adjusting field.
2,000 hours of compensated time in the adjusting field is equal to one year of experience.
- Continuing Education: Section 14090.1 of the California Insurance Code (CIC) was amended to establish a CE requirement of 24 hours,
including 3 hours of ethics during the two-year license term for California resident independent insurance adjusters.
License Term: Insurance Adjuster licenses are issued for two year terms.
Specifically, the term of the license begins the date the license is issued and ends the last day of that same calendar month two years later.Note: Sections 14091 and 14094 of the CIC were amended to reduce the grace period during which an expired
independent insurance adjuster license or branch certificate may be renewed from five years to one year.
2. CALIFORNIA PUBLIC INSURANCE ADJUSTER LICENSE REQUIREMENTS:
- Minimum Age: 18 years
- Residency: California residency is not required.
- Entity Types: Individual, corporation, partnership, nonprofit corporation, unincorporated association, limited liability company.
- Prelicensing Experience/Education: Must have two years certified experience in the insurance
adjusting field. 2,000 hours of compensated time in the adjusting field is equal to one year of experience.
- Continuing Education: Section 15059.1 of the CIC was amended to establish a CE requirement of 24 hours
including 3 hours of ethics during the two-year license term for California resident public insurance adjusters.
What you need to know to pass the examination:
- Minimum Age: 18 years
-
Insurance Coverages - Auto
- Business Income
- Business Owners Policy
- Commercial Liability
- Commercial Property
- Fidelity & Surety Bonds
- Homeowners & Dwelling
- Inland Marine
- Professional Liability
- Workers Compensation
Other Areas - Adjuster's Act
- Agency Law
- Investigation Technique
- Rules of Evidence
- Unfair Claims Practices Act
Specific Terms - Assignments
- Improvements & Betterments
- Insurable Interest
- Mortgage Clause/Loss Payable
- Negligence
- Pro Rate Clause
- Replacement Cost/ACV/Market Value
- Subrogation
You are allowed 150 minutes to complete your issued 100-question examination.
There are some True/False questions; most questions are multiple-choice.
The exam is given at about 21 PSI locations 6 days a week, and at 3 CDI locations.
There are multiple versions of the test; fail and re-test, you get a different test.
It is said that now scoring has been 'standardized',
and now each version of the test requires at least 70% to pass.
Note: you may be issued up to 108 questions.
You also need to know joint liability, Standard Fire policy, the HO-3 Policy, the HO-5 policy, the Auto Policy, the Business Auto Policy,
insurance defintions and risks, insurance types, insurance regulations and taxation policies, producer regulations and practices,
producer authority, producer insurance contract elements, contract characteristics, underwriting process, reserves,
CGL Policy, the California Insurance Regulations, Bonds, Inland Marine, Cargo Coverage, Worker's Compensation,
Litigation and the Law, Subrogation, General Liability, Policy Contracts and Their Provisions and Agency
We are NOT a boring seminar!
We are NOT a useless online prep! 
We are NOT a cheap powerpoint pdf download!
We are NOT a time-wasting multiple-choice prep! 
Material written and compiled by a person who has been hired by the State
for the re-write of another state license test, thus learning some 'secrets'
behind writing their 'answer choices' and other test-question ideas!
--also: author/compiler has taught California state licensing
at private schools and universities since 1988,
and has
easily passed multiple state licensing examinations himself!--
Additionally, author has a law degree and 3 years of law school,
allowing him to explain the legal portions to you more simply than others.
Many people have called our pages of datasheets with graphics
'like Giant Flashcards'!
Many people have called our pages of datasheets with graphics
'like Giant Flashcards'!
'like Giant Flashcards'!
We are thePIgroup!
4000 members nationwide.
Only we have our NEW study material choices for the 2015 California adjuster testings!
Call 818-883-6969 for more information.
These additional options are often available-- ask for details:
THIS 2015 EDITION HAS MORE GRAPHICS & PHOTOS THAN ANY BEFORE!
California Insurance Adjuster 'Study Statutes' sections:
breaking down that big confusing Licensing
Code into smaller sections, and by topic!
California Insurance Adjuster 'Study Statutes' sections:
breaking down that big confusing Licensing
Code into smaller sections, and by topic!
--Many applicants fail the written exam.
--Many versions of the test (fail, and you are later re-tested with a different test).
(You need to be prepared to pass all of the many versions of the test, not just one!)
We hear the same thing, every week:
"The material from the State didn't help at all".
- or -
"The stuff the State sent me was only good for a few questions".
- or -
"I have failed the adjuster license test 3 times, and each time it was a different test".
Well, this is TRUE. And here's why-it-is-what-it-is.
The State is here to regulate you, NOT to educate you.
They provide you information on things that they can fine ($) you for.
They do NOT help you with the majority of the test.
It is an 'experienced-based' examination.
The truth is: you do not know these things, causing most to fail.
Now includes more California Insurance Adjuster
'Quick Quiz' tests with verified correct answers:
cutting that Collateral Recovery Act's statutes into smaller bite-size sections!
Don't choke 
when you see the topics listed below!
BONUS: Pass with our material, 
we can make you a simple webpage FREE!
(If you don't have a webpage, the public & businesses can't find you to hire you.)
we can make you a simple webpage FREE!(If you don't have a webpage, the public & businesses can't find you to hire you.)
Now includes far more 'KEY-FACTS KNOWLEDGE DATASHEETS' to increase your test score!
--HERE ARE THE SECRETS!
Testing, business help, and/or study topics include:
the ,
more--
(Of course we don't list all the secret topics here,
or you might not call for our material!)
Come pick up your package today, or request FREE next-day delivery in Southern California!
Now includes a
22-page
'Sexual Harassment In The California Workplace' section!
Important not just because there are might be license test questions
about sexual harassment, but also because this can be a source
of lawsuits against licensed California Insurance Adjusters.
Including datasheets of:
--What is Sexual Harassment?
--Examples of Sexual Harassment
--When is the Employer liable for Sexual Harassment?
--Methods to reduce or prevent Sexual Harassment
--What is 'Quid Pro Quo' Sexual Harassment?
--What is 'Hostile Workplace Sexual Harassment'?
--State and Federal government-issued information about sexual harassment
--Sexual harassment training of your company supervisors
---and more!
'Sexual Harassment In The California Workplace' section!
Our copyrighted and detailed
2015 California
Insurance Adjuster and Independent Insurance Adjuster
Study Material & Business Help choices
INCLUDE:
(numbered below for easy discussion if you call us!)
(Another 'secret' for you, from a 25-year state-licensing teacher:
Multiple-choice is a good way to test somebody,
but it is the very very WORST way to study!
Don't worry-- we know the best way.)
1. --Call for details, and see some of the choices below!--
Much of the material is copyrighted: Many 2015 edition pages bear distinctive colored stamps, dark 'ghost print' embedded-word watermarking, hidden inclusions, and/or serial numbers!
From a 25-year teacher of California state-licensing skills and test help:
WORST possible study methods:
1) Seminars, and 2) studying with multiple-choice questions
(low retention percentage, too many words per actual needed knowledge)
BEST possible study method:
reading Question/Answer, Question/Answer, Question/Answer, . . .
(data direct to memory, higher word priority)
Much of the material is copyrighted: Many 2015 edition pages bear distinctive colored stamps, dark 'ghost print' embedded-word watermarking, hidden inclusions, and/or serial numbers!
From a 25-year teacher of California state-licensing skills and test help:
1) Seminars, and 2) studying with multiple-choice questions
(low retention percentage, too many words per actual needed knowledge)
BEST possible study method:
reading Question/Answer, Question/Answer, Question/Answer, . . .
(data direct to memory, higher word priority)
Avoid the clowns.
